Paying the bills is the number one concern for struggling Brits this year, so find out how you can win £10,000 to ease your financial woes.

By Iona Bain

Brits who are worried about how to pay their bills can enter a new competition run by Bacs, the organisation behind our Direct Debit service.

Those who switch their bill payments to Direct Debit will be entered into the Big Break prize draw and be in with a chance of winning  £10,000.

Bacs is using the initiative to encourage people to save time and money by paying their bills through direct debit. You can enter by visiting its specially created website with each bill you move over to direct debit triggering a donation to charity.

The organisation has conducted research which shows that a quarter of Brits say that they are most worried about keeping up with the bills.

The general economic situation is the main worry for a similar number of Brits and only 11% say they are positive about keeping their job in 2012. Just 7% say they are most confident about the economy making a recovery this year.

But people are also maintaining a positive outlook, with 55% of Brits feeling confident that 2012 will be a good year, despite worrying economic statistics and depressing headlines.

Furthermore, it seems the younger generation are more upbeat about their future than 35-54 year olds, as 63% of 18-34 olds say they are optimistic, compared to 48% in the older age group.

Bacs is also giving £1,000 a month to someone who's helped out in their community or needs help to reach a special goal. Nominations can be made on www.thebigbreak.co.uk, with another chosen charity receiving a donation for each nomination made.